rates
Effective Dates: September 12, 2012 through September 18, 2012
- Interest on COD's is compounded at maturity on terms less than 12 months.
- Interest on COD's is compounded quarterly on terms of 12 months or greater.
- Minimum deposit is $1,000.00.
- Substantial penalty for early withdrawal.
- The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity.
- A withdrawal of interest will reduce earnings.
- Call Iowa-Nebraska State Bank for effective rates after the quoted date.
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Certificates of Deposit |
Term |
Interest Rate |
APY |
JUMBO
($50,000 AND ABOVE)
INTEREST RATE |
APY |
91 Day |
0.10% |
0.10% |
0.15% |
0.15% |
182 Day |
0.18% |
0.18% |
0.20% |
0.20% |
12 MO |
0.30% |
0.30% |
0.35% |
0.35% |
18 MO |
0.35% |
0.35% |
0.40% |
0.40% |
24 MO |
0.50% |
0.50% |
0.55% |
0.55% |
36 MO |
0.75% |
0.75% |
0.80% |
0.80% |
48 MO |
1.00% |
1.00% |
1.05% |
1.05% |
60 MO |
1.25% |
1.26% |
1.30% |
1.31% |
|
- $1,000.00 minimum required to open an Ultimate Money Market Account.
- Rates may change and fees may reduce earnings.
- Interest is compounded and credited monthly.
- Daily Access to your money by check, draft, debit card, or automatic transfer.
- Allows 6 withdrawals per statement cycle.
- Annual Percentage Yield (APY) effective as of 09/12/2012.
- Call Iowa-Nebraska State Bank for details.
|
Ultimate Money Market Account |
Balance Range |
Interest Rate |
APY |
$0 - $0999.99 |
0.00% |
0.00% |
$1,000 - $9,999.99 |
0.05% |
0.05% |
$10,000 - $24,9999.99 |
0.06% |
0.06% |
$25,000 - $49,999.99 |
0.07% |
0.07% |
$50,000 - $99,999.99 |
0.08% |
0.08% |
$100,000.00 - $249,999.99 |
0.09% |
0.09% |
$250,000.00 and Over |
0.10% |
0.10% |
|
- Long term fixed rate mortgages are available.
- Loans are subject to qualifications and rates may vary according to loan terms.
- Call our loan officers at Iowa-Nebraska State Bank for additional details, including current rates on commercial and ag loans.
|
Vehicle Loan Rates
as of September 12, 2012 |
Loan Description |
Interest Rate |
New 2012 & 2013 |
3.73% - 11.00% |
Used 2011 & 2012 |
4.23% - 12.00% |
Used 2009 & 2010 |
4.83% - 13.00% |
Used 2007 & 2008 |
5.03% - 13.75% |
Used 2005 & 2006 |
6.73% - 14.50% |
Used 2004 |
7.33% - 14.75% |
Used 2003 & Older |
7.48% - 15.00% |
Deduct 0.25% from the Interest Rate for direct-debit loans from INSB DDA or Savings Accounts.
Above rates are also for Boats & Motorhomes - Add 1.0% to the Interest Rate for Motorcycles.
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