checking

Totally Free Checking*

A FREE account for anyone! No minimum balance, no monthly service charge and unlimited check writing.

50+ Free Interest Checking*

FREE for customers age 50+ and earn interest! No minimum balance, no service charge, competitive interest+.

VIP Free Interest Checking*

Free checking with interest+ and the convenience of direct deposit or automatic loan payments! No minimum balance, no monthly service charge or per check charge.

Premium Checking*

An account for those interested in higher interest+! Higher interest rates with balances of $2,500 or more, competitive interest if balance falls below $2,500. No per check charge, unlimited check writing. Only $10.00 monthly charge if minimum balance falls below $1,000.

• ATM/Check Card available with each account.
• *Customer purchases checks.
• Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply.
• Minimum opening is only $50.00 and your 1st box of personal checks is free!

Ask us for details.

Totally Free Business Checking*

• The perfect account for most small businesses!
• No minimum balance
• No monthly service charge
• 500 FREE monthly items**
• Easy-to-balance monthly statement
• FREE return of check images for easy record keeping
• FREE Online Banking
• ATM/Check Card available

*Customer purchases checks
**Items include checks paid/debits, checks deposited, ACH debits and ACH credits

Business Interest Checking*

Sole proprietors and not-for-profit organizations will earn interest on checking dollars!

• Competitive interest
• No minimum balance
• No monthly service charge
• Easy-to-balance monthly statement
• FREE return of check images for easy record keeping
• FREE Online Banking
• ATM/Check Card available
• Items** charged on a per-item basis, just $0.12 each; pay only for services you use

*Customer purchases checks
**Items include checks paid/debits, checks deposited, ACH debits and ACH credits

Commercial Checking*

For businesses with more complex banking needs!

• Earnings credit allowance***on deposits may off set activity fees
• Easy-to-balance monthly statement
• FREE return of check images for easy record keeping
• FREE Online Banking
• ATM/Check Card available
• Only $10 monthly service charge
• Items**charged on a per-item basis, just $0.12 each; pay only for services you use

*Customer purchases checks
**Items include checks paid/debits, checks deposited, ACH debits and ACH credits
***1.0% of monthly average collected balance
+Interest is 0.02% APY (Annual Percentage Yield); 0.05% APY on Premium Checking when balance exceeds $2,500.  Rates are 
  subject to change.  APY accurate as of 09/12/2012.  Fees can reduce earnings on these accounts.