loans

Iowa-Nebraska State Bank operates 8 full service branches in 6 Iowa and Nebraska communities.  Our oldest location dates back to 1886.  We have a long history of serving our communities’ many diverse loan needs.  If you have questions, please call or stop by one of our convenient locations.  For more information, we can refer you to one of our loan experts to help meet your needs.

Consumer Loans                          

Our consumer loans include personal, auto, and recreational vehicle loans for all your personal needs. We can finance your vacation and new boat.

Commercial Loans

We offer small to large business owner's loans for acquisition of a business, operating needs, equipment, or real estate. We have established close relationships with local economic development corporations who utilize SBA 7(a) and SBA 504 loans.

Agricultural Loans

We have been in the agricultural lending business since the inception of our bank. We offer agricultural loans for real estate, equipment, crop and livestock production.  We also are experienced lenders utilizing the F.S.A. guaranteed loan program. 

Real Estate Loans

Our personal and commercial real estate lending offers you everything from commercial real estate, home purchase, home improvement or construction. We offer conventional home mortgages with fixed or adjustable rates. We retain servicing for long term home loans, so if you have questions, we are always here to serve you.  Also, home improvement and home equity loans can be tailored to fit your needs.

Credit Cards

VISA Credit Card applications are available at all branch locations.  Please stop in and pick up an application today.